Double Bingo UK 2026 Start Playing Now

Double Bingo UK 2026 Start Playing Now

Every bingo player faces the same triangle of trade-offs. You can chase the biggest welcome offer, but you will often swallow stricter terms. You can pick a room with rock-bottom ticket prices, but the prize pools will look thin. Or you can prioritise fast withdrawals, only to find the game selection feels dated. The trick is deciding which corner of that triangle matters most to you before you commit a penny. This guide cuts through the noise, explains how UK bingo rooms actually work in 2026, and helps you weigh size against terms against speed without getting burned.

How the UK Online Bingo Scene Breaks Down in 2026

The UK bingo market is mature, competitive and genuinely varied. Most players will recognise the classic formats: 90-ball, 75-ball and 80-ball. The 90-ball game is the traditional British staple, played across three tiers — one line, two lines and a full house — with ticket prices typically ranging from a few pence to around £1 per ticket in peak games. The 75-ball format, borrowed from the American tradition, uses a five-by-five grid and tends to favour pattern-based wins rather than simple lines. The 80-ball variant sits in between, offering four-by-four grids and quicker rounds, which suits players who want faster results.

What distinguishes a good room in 2026 is not just the game type but the prize structure around it. Some operators, such as BoyleSports casino and PartyCasino, lean on their established sportsbook and casino heritage to cross-sell bingo as part of a wider entertainment package. Others, like Magical Vegas casino and SpinGenie casino, wrap the bingo hall in a themed experience with bright graphics and regular promotional events. Virgin Games casino leans on its brand recognition and a polished lobby, while Mr Vegas casino and Duelz casino bring a gamified edge to the proceedings. Each room has its own personality, and the best choice depends on whether you value prize size, community atmosphere or sheer variety.

Prize pools vary wildly. A midweek 90-ball game might offer a guaranteed jackpot of a few hundred pounds, whereas a weekend special could push into four figures. The key is reading the schedule. Rooms publish their game times and prize guarantees in advance, so a little planning lets you target the sessions with the fattest pots rather than drifting into whatever happens to be starting.

Room Ball Formats Typical Ticket Range Standout Feature
BoyleSports casino 90, 75, 80 2p–£1 Cross-promotions with sports betting
PartyCasino 90, 75 5p–£1 Large guaranteed prize schedule
Magical Vegas casino 90, 80 1p–50p Themed rooms with frequent side games
SpinGenie casino 90, 75 2p–£1 Gamified loyalty progression
Virgin Games casino 90, 75, 80 5p–£1 Polished mobile app and brand trust
Mr Vegas casino 90, 80 1p–75p Fast payout reputation

Room terms change, and ticket prices shift with demand, so always check the current schedule before you buy in.

Newbie Rooms and How Bingo Welcome Offers Actually Work

New players often assume a bingo welcome bonus works like a casino bonus. It does not. In bingo, the typical welcome structure involves a deposit match plus a bundle of free tickets to specific games, rather than a lump of bonus cash to wager on anything you fancy. A common shape is a 100% deposit match up to a set amount, alongside a handful of free tickets for a designated newbie room. Those free tickets are usually restricted to particular games and come with a time limit, so read the small print before you assume you can use them anywhere.

For players hunting a mobile bingo no deposit bonus, the landscape is thinner but not empty. Some rooms offer a small pot of free credit or a few free tickets just for registering, with no deposit required at all. These offers are exactly what they sound like: a taster. They rarely run to more than a few pounds in value, and they often carry wagering requirements before any winnings can be withdrawn. That said, they are a perfectly sensible way to test a room’s software and atmosphere without risking your own cash.

The wagering side of things deserves attention. If you receive £50 in bonus credit with a 35x wagering requirement, you must play through £1,750 before you can withdraw any winnings derived from it. That is a significant turnover, and it is why the biggest headline bonus is not always the smartest choice. Operators set their own requirements, typically between 20x and 65x, so compare those numbers before you get seduced by a large figure. A smaller bonus with a 20x requirement can be far more valuable in practice than a large one at 65x.

If you are curious about the wider market, our online bingo hub rounds up the top-rated rooms for free play in 2026, giving you a solid starting point for comparison.

Chat Games, Moderators and Side Games: The Real Value of Community

Bingo’s social side is what separates it from a slot session. The chat room is the beating heart of any good hall, and the best operators invest heavily in it. A skilled moderator runs the room, keeps conversation flowing, and organises the chat games that run between bingo rounds. These are quick-fire quizzes or number games where players type answers to win small cash prizes or bonus credit. They add genuine value — a lively chat room with generous chat games can effectively boost your hourly return without you buying a single extra ticket.

The flip side is that a dead chat room makes the whole experience feel flat. Before you commit to a room, sit in the lobby for a few minutes during peak hours and watch how the moderator interacts with the players. Are they welcoming to newcomers? Do the chat games actually pay out, or do they drag on with tiny prizes? These details matter more than a glossy lobby.

Side games are the other layer. Most bingo rooms offer instant-win games, mini slots or scratchcards that sit alongside the main event. They are a fun distraction, but they are also where your budget can quietly leak away if you are not careful. Treat them as entertainment, not as a way to recover losses, and you will keep your session healthy.

For those who want to understand how no-deposit offers apply to existing players, our guide to free bingo codes for existing customers explains how loyalty rewards and reload codes are typically structured.

Budgeting, Ticket Strategy and Prize Types

Bingo is a game of volume and patience. The most common mistake new players make is buying the maximum number of tickets for every game, which drains a bankroll fast. A smarter approach is to pick your battles. Decide before you log in how many games you will play and how much you will spend per game, then stick to it. If a session budget of £20 means ten games at £2 each, that is a clear plan. Drifting from game to game without a plan is how £20 becomes £5 in half an hour.

Prize structures matter too. A full house pays more than a single line, but it is harder to win. Some players prefer to chase the smaller, more frequent line wins to keep the session alive, while others hold out for the big one. There is no right answer, but there is a right answer for your bankroll. If you are playing with a small budget, line wins keep you in the game longer. If you are chasing a jackpot, you need to accept longer dry spells.

Jackpots themselves come in two flavours. The first is the guaranteed jackpot, where the room promises a minimum prize regardless of how many tickets sell. The second is the progressive jackpot, which grows until someone wins it. Progressive pots are exciting, but they attract more players, which means more competition per ticket. A guaranteed jackpot in a quieter game can offer better odds for the same ticket price.

Session pacing is just as important as ticket strategy. A 90-ball game takes longer than an 80-ball game, and a marathon session of several hours will test your concentration and your budget. Set a time limit as well as a money limit. When one hits, walk away.

Mobile Experience and the Software Behind the Rooms

Most UK players now log in from a phone, and the quality of the mobile experience varies far more than you might expect. The best rooms offer a native app or a fully responsive browser experience that handles the chat room, the ticket buying and the game board without lag. The worst feel like a desktop site squeezed onto a small screen, with tiny buttons and a chat box that covers half the board. Test the mobile experience with a free game before you deposit, because a clunky interface will ruin an otherwise excellent room.

Behind every room sits a software provider, and knowing who powers a site tells you a lot about its reliability. The major bingo platforms are built on a handful of established platforms that handle everything from the random number generation to the chat moderation tools. These platforms are tested and audited, which is why licensed rooms rarely suffer technical failures. That said, the user-facing design varies enormously, and a slick interface is usually a sign that the operator has invested in the player experience rather than just reselling a white-label product.

For players who also enjoy table games and slots, many bingo operators are part of larger casino groups. If you want to explore that wider world, our trusted picks for casino sites UK players offers a solid overview of the broader landscape.

The mobile side of the equation is where Fat Pirate and AdmiraL casino have made their mark in recent years. Both offer lightweight, responsive mobile experiences that keep the chat and the game board on screen simultaneously, which is the single most important feature for a bingo player on the go. A room that forces you to toggle between the board and the chat is a room that will frustrate you within ten minutes.

When you are weighing up where to play, the mobile experience should be a dealbreaker, not an afterthought. Check the app store ratings, read recent reviews about crashes or slow load times, and remember that a free ticket is worthless if the app will not open when you want to use it.

If you are specifically after no-deposit options that work well on a phone, our breakdown of mobile bingo no-deposit bonuses covers which offers actually function properly on smaller screens.

Remember that gambling is strictly 18+ in the UK. Play for fun, set your limits, and if you ever feel it is becoming a problem, free support is available at GambleAware or through GAMSTOP at gamstop.co.uk, which lets you self-exclude from all licensed sites in one go.

Reader Questions

How busy do the rooms get during peak hours?

Most rooms see their heaviest traffic in the evenings, roughly from 7pm to 10pm, and at weekends. During those windows, ticket prices can edge up and jackpots are more likely to be won because more tickets are in play. If you prefer quieter sessions with better odds per ticket, the mid-morning or early afternoon games on weekdays are your best bet.

What happens if I buy more tickets than the game allows?

Rooms set a maximum number of tickets per player for each game, usually to keep the game fair and the board manageable. If you try to exceed the limit, the system will simply block the purchase. There is no penalty, but you also cannot buy extra tickets to increase your chances beyond the stated cap.

When can I withdraw winnings from free bingo tickets?

Winnings from free tickets are usually treated as bonus credit and must meet the room’s wagering requirements before they convert to withdrawable cash. The requirement varies by operator, so check the terms of the specific offer. Some rooms also impose a maximum withdrawal amount on winnings from free play, which is worth knowing before you get too excited about a lucky win.

Why do some chat games require a specific response format?

Moderators use set response formats, such as typing a particular word or phrase, to make it fair and easy to spot the first correct answer. The format also prevents automated bots from winning. If you miss the instruction, you are disqualified for that round, but you can simply join the next one.

next one

International Casino Free Spins Without Deposit 2x Wager

UK Casino Bonuses and Free Spins Explained

British players looking for a low-risk way to try a new online casino often start with a 1 pound deposit casino, which lets you test the games, payment methods and withdrawal times without committing a large sum. From there it is worth comparing welcome packages, since a modest 100 deposit bonus can stretch your bankroll considerably further than a standard matching offer.

Free spins remain the most popular promotion in the UK, and even a small bundle such as 10 free spins is a sensible way to sample a slot's volatility before wagering real money. New customers, however, usually hunt for something bigger, and a 100 free spins no deposit deal gives you a genuinely risk-free start on selected titles.

If you would rather keep your own cash untouched, a 100 free welcome bonus no deposit required offer is ideal, while high-volume players are often drawn to a 1000 free spins no deposit package that suits longer sessions across multiple slots. Spins that pay in cash rather than bonus credit are especially sought after, and 120 free spins for real money promotions let you keep whatever you win once the wagering conditions are met.

Book of Dead fans are well catered for too, as a 150 free spins no deposit book of dead offer is one of the most searched bonuses in the UK market. More broadly, a 150 free spins no deposit deal delivers generous value for anyone wanting to explore a new site without depositing, and complete beginners can still get underway with a straightforward 20 free no deposit casino bonus that asks for nothing more than a quick registration.

UK Online Casino Bonuses and Free Spins Explained

British players have more choice than ever when it comes to online casino promotions, and the free spin offer remains the most popular way to try a new site without risking much of your own money. If you enjoy slot classics, an offer such as 20 free spins no deposit big bass bonanza lets you test the reels of one of the most played fishing-themed games in the UK before you decide to deposit. Many operators also reward new sign-ups with 20 free spins on registration no deposit, which means the bonus lands in your account as soon as your details are verified.

Players who prefer a bigger bankroll boost often look at matched deposit packages. A 200 deposit bonus can double a £200 top-up, and it is usually paired with a generous batch of 200 free spins spread across selected slots. Smaller budgets are not forgotten either, since plenty of 25 free spins on registration no deposit deals suit anyone who wants to keep things simple and low risk.

Low-stakes players should also consider a 3 minimum deposit casino uk site, where a tiny first payment unlocks the full welcome package. Those who like to compare offers before committing will appreciate a 30 free no deposit bonus, while the most flexible promotions are the 30 free spins no deposit required keep what you win deals that let you withdraw your winnings once the wagering terms are met.

Finally, high rollers are well served too. A 300 deposit bonus gives a serious head start on table games and live dealer lobbies, and if you simply want to spin the reels without spending a penny, a 40 free spins no deposit offer is a great place to begin. Always read the terms, check the wagering requirements and remember that 18+ only applies.

UK Online Casino Offers and Guides

For UK players comparing welcome packages, a 400 deposit bonus can add significant value to a first deposit, while low-budget players often search for a 5 deposit casino that still offers fair wagering terms. If you prefer to try games without risking your own money, 5 free spins no deposit is a common starting point, and larger no-wager deals such as 50 free spins no deposit no wager and 70 free spins no deposit no wager are worth checking before you claim.

Game choice matters too, so our amazon slots review covers a popular title, while mobile players can compare payment options through our apple pay casino guide. Crypto fans can explore the best bitcoin casino options, and anyone looking for trusted operators should browse the best gambling sites for UK visitors. Players who want alternatives outside the standard self-exclusion scheme can also read our guide to the best non gamstop casinos.

Casino and Bingo Picks for UK Players

Choosing where to play matters far more than most people think, and UK players have plenty of options across slots, bingo rooms and crypto-friendly platforms. If you like a slot with a simple hook and a big potential payout, big bass slots have become a firm favourite thanks to their free spins mechanics and familiar fishing theme. Bingo fans are equally well served, and it is always worth checking whether a new site offers a bingo no deposit bonus so you can try the rooms before committing any money. Once you decide to stay, a competitive bingo sign up bonus can add a useful boost to your first few tickets.

Payment methods are another thing to weigh up. Traditional players often prefer a credit card casino for the speed and familiarity of deposits, while anyone who wants faster withdrawals and more privacy tends to head towards a crypto casino instead. There you will often find a crypto casino no deposit bonus aimed at newcomers, alongside a solid selection of bitcoin slots from the major providers. Standard offers have not gone anywhere either, and a straightforward casino no deposit bonus or a generous casino welcome bonus remains the easiest way to stretch a modest bankroll further.

Before you register anywhere, it pays to read up on the operator first. Our detailed candyland casino review covers licensing, payout times, game variety and the small print behind the promotions, so you know exactly what you are signing up for before you spend a penny.

UK Casino Bonuses and Free Spins: Where to Start in 2025

British players are spoiled for choice when it comes to welcome offers, and the most popular entry point remains the low-deposit free spins deal. You can claim a deposit 10 get 100 free spins bonus and start spinning on slots from just a tenner, or go bigger with a deposit 10 get 200 free spins no wagering requirements package if you would rather keep every penny you win. Players who prefer maximum spin volume often head straight for deposit 10 get 300 free spins, which is about as generous as the ten-pound tier gets right now.

If you would rather test the water with a smaller outlay, there are equally strong options at the five-pound level. A deposit 5 get 100 free spins no wagering requirements offer is ideal for anyone who dislikes bonus terms, while a deposit 5 get 200 free spins deal doubles your spin count without asking for more cash. Both are worth comparing against the ten-pound packages before you commit, especially if you are new to UK-licensed sites.

Reading independent write-ups before depositing is always sensible, and our editorial team has covered the operators most requested by UK players. Start with our donbet casino review for a full breakdown of payment methods and withdrawal times, then compare it with our double bubble bingo review if bingo rooms and jackpot slots are more your style. Our dream jackpot casino review looks at the brand's progressive jackpot network, while the duelz casino review covers its bonus structure and mobile experience for UK users.

Finally, crypto-friendly punters should not overlook the growing number of digital-currency brands available. Our guide to the best ethereum casino options explains how ETH deposits work, what fees to expect and which sites settle withdrawals fastest. Combine that with a low-deposit free spins welcome offer and you have one of the most flexible starting points available to UK players today.

Finding the Right UK Casino for Your Playing Style

The UK online casino market is one of the most tightly regulated in the world, which is good news for players. Every brand that accepts British customers must hold a licence from the Gambling Commission, display clear terms on bonuses and, most importantly, pay out winnings within reasonable timeframes. That said, not every site treats its players equally, so it pays to know what to look for before you deposit a single pound. Whether you are chasing a generous welcome offer, a smoother payment method or simply a fair set of wagering rules, comparing a handful of options first will almost always improve your experience.

For newcomers, the appeal of a no-deposit bonus is obvious: you get to try the games without risking your own money. A typical free 10 no deposit offer gives you a small starting balance the moment you register, while a free 5 no deposit casino deal works in much the same way but on a slightly smaller scale. These promotions are ideal for testing the software, the withdrawal process and the customer support team before committing real funds. If slots are your thing, a package of free spins no deposit can be just as valuable, because any winnings you generate are usually paid as cash, subject to a modest wagering requirement.

Regulars tend to care more about what happens after the welcome bonus is gone. Many UK sites now run loyalty schemes where free daily spins land in your account simply for logging in, which keeps the experience fresh without requiring a deposit. Others focus on game variety, offering free slots no deposit rounds on selected titles so players can sample new releases from major studios. It is worth reading the small print on each of these promotions, since maximum win caps and expiry windows vary considerably between operators.

Speed of payment is where brand reputation is really built. Players who dislike waiting around should prioritise fast withdrawal casinos that process requests within hours rather than days, often through e-wallets and instant bank transfers. Mobile-first players increasingly prefer a google pay casino, where deposits are confirmed in seconds and sensitive card details never have to be entered manually. Combining a quick payment method with a well-run bonus scheme is usually the sweet spot for anyone playing regularly from the UK.

Before signing up anywhere, spend a few minutes reading independent assessments. Our gala casino review covers the game library, the mobile app and the realistic payout times, while the happy tiger bingo review looks closely at the bingo rooms, ticket prices and community features that matter to room regulars. If bingo is your main interest, the heart bingo review examines the welcome package, the schedule of daily games and how straightforward the withdrawal process really is. Cross-checking these write-ups against the terms on the operator's own site takes only a few minutes and helps you avoid the disappointment of a bonus that looks far better than it actually is.

Play sensibly, set a budget before you start and remember that no bonus is worth chasing beyond your limits. With the right combination of a licensed operator, a clear promotion and a payment method that suits you, online gaming in the UK can be straightforward, transparent and genuinely enjoyable.

Online Casinos in the UK: A Quick Guide for Players

Choosing where to play in the UK is about more than a flashy landing page. Players who want bigger stakes tend to look for high roller online casinos with higher table limits and dedicated VIP support, while those who have joined GamStop often search for independent casinos not on gamstop to keep playing under different terms. Before signing up anywhere, it is worth checking a few honest write-ups to see how a brand actually behaves once the welcome bonus is gone.

Among the smaller names, the ivy casino review is a good starting point, and the jackpotjoy casino review covers one of the better-known UK-facing brands. If you prefer somewhere with a long track record, the king casino review and the kong casino review both break down payment speeds, wagering rules and mobile performance in plain English.

Players who mainly want real dealers should read up on live casino uk tables, where you can compare roulette, blackjack and game show options side by side. Lottery-style gaming is another popular route, and both the lottogo casino review and the lottoland casino review explain how draw-based games sit alongside slots. Finally, if quick-fire slots and fast payouts are your priority, the madslots casino review rounds off the picture nicely. Always check licence details and set a deposit limit before you start playing.

Trusted UK Casino Guides and Player Resources

Finding a reliable place to play online is easier when you start with clear, independent information. UK players often look for a mastercard casino because card payments remain familiar, fast and widely accepted, while others prefer e-wallets and prepaid options for extra control over their spending. Before signing up anywhere, it helps to read a detailed mega casino review so you understand the bonus terms, wagering requirements and withdrawal limits before depositing.

Slot fans have plenty of choice too. A well-researched megaways casino review can show you which platforms actually host the full range of dynamic-reel titles, rather than just advertising them. If you play on the move, comparing mobile casinos is worthwhile, since app quality, loading speed and touch controls vary considerably between operators. The best mobile slots libraries are those that run smoothly on both Android and iOS without draining your battery or data.

Brand-specific guides are just as useful. A balanced mr q casino review will cover everything from welcome offers to live dealer rooms, while an up-to-date mr vegas casino review helps you judge whether the loyalty scheme and game selection suit your style. Payment flexibility matters as well, and a good muchbetter casino guide explains how this e-wallet handles deposits, withdrawals and account security.

For something newer, a transparent mystake casino review can reveal how a modern crypto-friendly site compares with established names. Finally, if you want to stay ahead of the market, checking new casino sites regularly is the simplest way to discover fresh bonuses, improved platforms and better ongoing promotions.

Non GamStop Casinos UK: Slots, Bonuses and Payment Options

If you have registered with GamStop but still want to play, the UK market offers a range of offshore alternatives. These platforms sit outside the self-exclusion scheme, so you can enjoy new online slots alongside classic table games and live dealer titles. Many of them also cater to players who prefer a lighter sign-up process, including no kyc casinos and no verification casinos that let you deposit and play without uploading documents first.

Bonuses are a big part of the appeal. You will find non gamstop casinos no deposit bonus offers that let you test a site for free, while low-budget players can start with non gamstop casinos uk 10 deposit or even non gamstop casinos with 5 deposit deals. These smaller minimum deposits keep the risk low while still unlocking welcome packages and free spins.

Payment flexibility matters too. If you prefer using your mobile bill, there are non gamstop pay by phone casinos that credit your balance instantly. E-wallet users can choose non gamstop paypal casinos, and those who rely on prepaid vouchers can opt for non gamstop paysafe casinos. All of these options are widely available across the sites we track.

Finally, licensing is worth checking before you sign up. Many of the best offshore operators are non gamstop curacao casino sites, regulated by the Curacao Gaming Authority. That means they can accept UK players outside GamStop while still following fair-play and security standards.

Casinos, Slots and Bingo for Players in the UK

The UK market is one of the most tightly regulated in the world, so anyone looking for a safe place to play usually starts with a licensed online casino uk brand. That said, a growing number of players also compare non uk casinos to weigh up bonus sizes, game libraries and withdrawal limits that domestic operators cannot always match.

When it comes to the games themselves, fans of online slots uk are spoiled for choice, from simple three-reel classics to Megaways titles with thousands of ways to win. Much of that variety comes down to the studios behind the reels, and pragmatic slots remain among the most requested titles at UK-facing sites. If spinning reels is not your thing, online bingo rooms offer a slower, more social alternative with community chat and regular jackpot games.

Payment methods often decide where a player signs up. Those who would rather not enter card details can use a pay by phone casino and simply add the charge to their mobile bill, while paypal casino sites suit anyone who wants an extra layer of protection between their bank account and the operator. Prepaid vouchers are another popular route, and a paysafecard casino lets you deposit with a code bought in a shop, which is handy for keeping spending under control.

Before registering anywhere, it pays to read independent write-ups. Our nyspins casino review covers bonuses, licence details and payout speeds, and the playojo casino review takes a close look at its distinctive take on rewards. Between them, you should have a clear picture of which platform fits your budget and playing style.

UK Online Casinos and Slots: Finding the Right Fit for You

British players are spoilt for choice when it comes to online gambling, with hundreds of operators competing for attention. Whether you prefer the polished feel of a big-name brand or something with a bit more personality, reading a proper prime casino review before you deposit is the smartest way to avoid wasted time and unwelcome surprises. If you lean towards something more relaxed and pub-style in tone and layout, a pub casino review will give you a clear picture of what the site actually offers behind the marketing.

Slot fans in the UK have their own favourites, and classic titles still hold up remarkably well. Our rainbow riches casino review looks at where you can still play the much-loved Rainbow Riches series, while players who want fast, flexible banking will appreciate our breakdown of the best skrillnetellertrustly casino options for deposits and withdrawals. Banking speed and reliability matter just as much as game selection, especially when you want to cash out quickly.

If you enjoy bingo-style entertainment mixed with reels, a good slingo casino review is essential reading before signing up. For something a little quirkier, the slot monster casino review covers a theme-driven site that suits players who like their gaming with personality. Many UK visitors specifically hunt for slots free spins as a low-risk way to test a new platform, and that is a sensible approach when you are still deciding where to commit.

Players who have chosen to self-exclude through GamStop often assume their options are over, but there are regulated alternatives available, and we explain how to find slots not on gamstop responsibly. A generous slots sign up bonus can also stretch your first deposit considerably, provided you read the wagering terms carefully. Finally, if you want a modern, mobile-first experience, our smooth spins casino review rounds off the list with a look at gameplay, payouts and support. Always check licensing and play within your limits.

UK Online Casinos, Bingo and Slots: A Quick Guide

If you're looking for a new place to play in the UK, starting with a trusted spin and win casino review can help you decide whether the site suits your style. Bingo fans often check a detailed sun bingo review before claiming a welcome offer, while players who prefer a broader casino experience might read a sun vegas review to compare game variety and bonuses.

Slot enthusiasts are spoiled for choice, so browsing a list of the top 10 best online slots is a smart first step. If you want a wider selection, a curated top 20 slots uk guide can point you towards the most popular titles and providers. For those who prefer crypto, a usdt casino offers fast deposits and withdrawals, while traditional players can still rely on a visa casino for familiar, secure payments.